You’ll need to specify a term (time premiums stay the same) in step 2 to get a quote. We suggest 10 years.

You’ll need to insert a country of residence. If you are at sea, it’s where the boat is flagged (i.e. Cayman Islands). If you aren’t at sea, it’s wherever you are based.

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

You aren’t immortal.
But your ability to look after your family can be.

Get life insurance suitable for superyacht crew.

 

ffWe know, we know: you don’t want to think about it. But the unavoidable reality is, death comes to us all—we just don’t know when. But you can give you and your family financial peace of mind should something happen to you.

What is life insurance?

Life insurance provides financial protection to your family in the event of your death. Designed specifically with yacht crew in mind, Waves Life term life insurance offers worldwide protection and can cover periods of 1 to 30 years. It is a comprehensive expat life insurance policy, whether you’re abroad temporarily, or setting up a new life overseas after yachting.

Get a personalised, competitive quote today.

Life Insurance for Superyacht Crew

You’ll need to specify a term (time premiums stay the same) in step 2 to get a quote. We suggest 10 years.

You’ll need to insert a country of residence. If you are at sea, it’s where the boat is flagged (i.e. Cayman Islands). If you aren’t at sea, it’s wherever you are based.

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Life insurance fit for yacht crew

We’ve teamed up with Expatriate Group, specialists in insurance for expatriates, to bring you life term insurance that genuinely meets the needs and lifestyle of crew onboard superyachts today.

 Key benefits:

  • Comprehensive ‘any cause’ cover
  • 1 – 30 year cover term
  • Guaranteed premiums for entire contract term
  • Monthly premiums from £/$/€10
  • Designed with yacht crew in mind
Life Insurance for Yacht Crew

You’ll need to specify a term (time premiums stay the same) in step 2 to get a quote. We suggest 10 years.

You’ll need to insert a country of residence. If you are at sea, it’s where the boat is flagged (i.e. Cayman Islands). If you aren’t at sea, it’s wherever you are based.

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Providing financial security for your family’s futures

 

A death in the family is a terrible event with which to have to come to terms. But what if that death occurs to one of the main income providers? That means you. The loss can have an even more significant effect on those left behind.

Level term life insurance protects your family from the financial loss that they would suffer in the event of your death. The policy pays a lump sum, which is determined by you at the outset, in the event of your death occurring during the term of the insurance.

Level term life insurance provides cover for a fixed annual premium for the duration of the cover. You can select cover for a term of 1 to 30 years. The sum insured remains fixed for the period of cover, so the full amount of the sum insured would be payable regardless of when a death occurred during the cover—on the first day, or on the very last day of your cover.

You’ll need to specify a term (time premiums stay the same) in step 2 to get a quote. We suggest 10 years.

You’ll need to insert a country of residence. If you are at sea, it’s where the boat is flagged (i.e. Cayman Islands). If you aren’t at sea, it’s wherever you are based.

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Download the PDFs

Frequently Asked Questions

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Why is Waves Life life insurance cover better suited to me as a yachtie?

Expatriate Group have specifically developed an international expat term life insurance policy to meet the needs of expats and international travellers. Many domestic policies that are taken out become invalid once the insured travels outside their home country for more than a period of time or when they permanently move overseas, potentially leaving a property and family completely unprotected in the event of the death of the insured.

Are there any restrictions to which nationalities can obtain cover?

Not many. To see if you qualify for cover, please click on one of the ‘Get life cover’ above.

Who are the international life insurance companies?

There are not many providers of international insurance benefits, as few companies provide the true international scope and presence to do so. Waves Life & Expatriate Group work with speciality international underwriters to ensure that their customers have access to appropriate underwriting capacity, tailored for yacht crew and international travellers.

Are there any restrictions to where I can reside when the policy is purchased?

Very few. We can provide level term life insurance to residents of: Alaska, Algeria, Andaman and Nicobar islands, Andorra, Angola, Argentina, Armenia, Australia, Austria, Azerbaijan, Azores, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Bermuda, Bhutan, Bolivia, Bosnia, Botswana, Brazil, Brunei, Bulgaria, Cameroon, Canada, Canary Islands, Cape Verde, Cayman Islands, Chile, China, Comoros, Congo, Corsica, Costa Rica, Crete, Croatia, Cuba, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Ethiopia, Falkland Islands, Finland, France, French Guiana, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Madeira, Malawi, Malaysia, Maldives, Mali, Malta, Mauritania, Mauritius, Mexico, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nepal, Netherlands, New Zealand, Nigeria, Northern Cyprus, Norway, Oman, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Reunion, Romania, Russian Federation, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sicily, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, St Helena, Swaziland, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Togo, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Venezuela, Vietnam, Western Sahara, Zambia, Zimbabwe.

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