Use Affinity Code wave2019 to Get 10% off Your Health Premiums for 12 Months

(Code valid until 30th June, 2019)

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Being seasick is one thing, being genuinely sick is another

 

Yes, your yacht provides you with (rudimentary) health cover. But what about when you are between boats, charters or seasons? Who covers you then?

Don’t leave your healthcare insurance to chance. Protect yourself from expensive medical bills. Waves Health has been designed to give yacht crew the comprehensive healthcare cover they need. It covers you for treatment for medical emergencies and illness anytime, anywhere.

Get a personalised, competitive quote today.

Use Affinity Code wave2019 to Get 10% off Your Health Premiums for 12 Months

(Code valid until 30th June, 2019)

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Health insurance fit for yacht crew

We’ve teamed up with Expatriate Group, specialists in insurance for expatriates, to bring you healthcare insurance that genuinely meets the needs and lifestyle of crew onboard superyachts today.

 

  Key benefits:

  • Instant Healthcare Cover
  • 24 Hour Support
  • No Hospital Restrictions
  • Comprehensive Protection
  • Chronic and Terminal Cover
  • No Out-of-pocket Hospital Expenses

Use Affinity Code wave2019 to Get 10% off Your Health Premiums for 12 Months

(Code valid until 30th June, 2019)

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

Three exceptional products

Waves Health Select

Waves Health Primary+

Waves Health Primary

The Select Plan is one of the most comprehensive private medical insurance plans on the market today. A total solution to your healthcare, chronic, dental and maternity needs, the plan not only provides you with excellent cover in the event of an illness, it also provides preventative benefits (vaccinations, checkups and screenings), for a healthier outlook.

The Primary+ Plan is based on our Select Plan without the elective services. It is an intelligent medical cover package, which competes favourably with most other providers’ flagship products. Primary+ gives you access to your family doctor; inpatient, day patient and outpatient cover with reimbursement for specialists, physicians, chronic cover and alternative treatment (such as osteopathy, homeopathy and acupuncture).

Use Affinity Code wave2019 to Get 10% off Your Health Premiums for 12 Months

(Code valid until 30th June, 2019)

Please note: You will be transferred to the Expatriate Group site for a quotation. They will also send us a copy, so we can help with any queries.

The Primary Plan is aimed at covering you when you need it most. It includes inpatient and day-patient medical costs plus follow-up outpatient treatment and the emergency assistance and repatriation benefits. The Primary Plan also provides you with cover to protect you against larger financial commitments.

Download the PDFs

Frequently Asked Questions

Invisible

What does 'Excess' mean?

The term ‘Excess’ (sometimes known as a ‘Deductible’) is the amount of any claim that you will be liable to pay the healthcare facility before the insurance policy takes over, per policy period.

How do I claim?

Expatriate Group always endeavours to settle claims within 5 working days of their substantiation. To make the process of claiming as simple and painless as possible for you, you’ll find a dedicated claims page on the Expatriate Group’s website here: Make a Claim.

Which hospitals can I use

You are entitled to be treated in any hospital of your choice though please ensure that you have your treatment pre-authorised beforehand. You’ll find a hospital directory here: Hospital List.

Please note the directory of hospitals is for information only.

What happens if I wish to cancel my policy?

Waves Health policies can be cancelled any time during your 14 day cooling off period, so long as you haven’t made a claim, Expatriate Group will refund your premium in full. Cancelling your policy mid-term for a valid reason, provided you haven’t claimed, Expatriate Group will refund your premium based on a scale. For further information please see the General Conditions – Policy Wording, page 10.